How a smart home can get you a discount on home insurance

This article is reproduced with permission from NerdWallet. A smart thermostat can turn up the heat in your home before you get out of bed. A smart speaker can play your favorite podcasts with voice command. A smart bulb can be turned on or off from across the room. But smart home devices aren’t just … Read more

How a smart home can get you a discount on home insurance

This article is reproduced with permission from NerdWallet. A smart thermostat can turn up the heat in your home before you get out of bed. A smart speaker can play your favorite podcasts with voice command. A smart bulb can be turned on or off from across the room. But smart home devices aren’t just … Read more

Most expensive state for car insurance – plus what it costs in each state

A NerdWallet survey reveals that switching car insurance could save good drivers around $417 per year. Adobe Stock (New Africa) There’s no doubt that car insurance is expensive – NerdWallet reveals the average cost of car insurance is $1,630 per year — and a company survey finds the change could save good drivers about $417 … Read more

“It put everyone in a weird position”: Our waitress said a 20% service charge was added to cover benefits and health insurance, but it wasn’t a tip. Is this normal?

I went to brunch last weekend and when the waitress handed us the bill she said a 20% service charge had been added to cover her benefits and health insurance but that wasn’t was not a tip. I am absolutely in favor of paying restaurants and servers a living wage and they deserve to have … Read more

Keep a lid on Social Security taxes and Medicare costs. Consider Roth conversions.

If you’ve become a 401(k) millionaire or amassed large sums in other tax-deferred retirement accounts, you can potentially reduce your lifetime taxes by hundreds of thousands of dollars by converting some of it. ci in a Roth IRA before you start collecting Social Security. But figuring out how much to convert and when is tricky. … Read more